What is the penalty for not having proof of insurance in Texas?

In Texas, failing to provide proof of insurance when operating a vehicle leads to fines that escalate with subsequent offenses. For a first-time occurrence, the penalties are specifically set to range from $175 to $350. This structured penalty is part of Texas's efforts to ensure that all drivers maintain adequate insurance coverage, which is a critical aspect of vehicle operation for public safety.

The other options do not accurately reflect the legal framework associated with the offense. While there may be instances where warnings are issued, they do not equate to a formal penalty as described in the law. Additionally, fines starting at a low range do not communicate the seriousness of failing to maintain proof of insurance, which is reinforced by the established range for first-time offenders. License suspension does occur in more serious or repeated offenses but is not a penalty for a first-time failure to show proof of insurance.